Last Updated: March 31, 2026
S&J Consulting Services ("we," "us," "our," or "Company") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
By accessing or using our services, you agree to the terms of this Privacy Policy. If you do not agree with these terms, please do not use our services.
We may collect personal information that you provide directly to us, including but not limited to:
When you visit our website, we may automatically collect certain information about your device and usage, including:
We use the information we collect for the following purposes:
We may share your information with third parties in the following circumstances:
We may share your information with trusted third-party service providers who assist us in operating our business, including:
We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court orders, subpoenas, regulatory agencies).
In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
We may share your information with third parties when you have given us explicit consent to do so.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
If you opt in to receive SMS or text messages from S&J Consulting Services, the following terms apply:
By providing your mobile phone number and consenting to receive text messages, you agree to receive marketing and promotional SMS/MMS messages from S&J Consulting Services sent using an automated telephone dialing system (ATDS). Message frequency varies; you may receive up to 4 messages per month.
Message and data rates may apply. Please consult your mobile carrier for details about your messaging plan.
You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. After opting out, you will receive one final confirmation message.
For assistance, reply HELP to any message, or contact us at scott@sjconsultingservices.com.
Consent to receive text messages is NOT a condition of purchase or use of our services. You may still apply for and receive financing without opting in to SMS communications.
We do not sell, rent, or share your mobile phone number or text messaging opt-in data with third parties for their own marketing purposes. Your mobile information is used solely for communications from S&J Consulting Services.
We implement reasonable administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:
However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Loan application data and financial records are retained in accordance with federal and state recordkeeping requirements.
Depending on your location, you may have certain rights regarding your personal information, including:
To exercise any of these rights, please contact us at scott@sjconsultingservices.com.
Our website uses cookies and similar tracking technologies to enhance user experience, analyze site traffic, and personalize content. You can control cookie preferences through your browser settings, though disabling cookies may limit certain website functionality.
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete that information.
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a revised "Last Updated" date. We encourage you to review this policy periodically.
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
S&J Consulting Services
2200 N Commerce Pkwy, Suite 200
Weston, FL 33326
Email: scott@sjconsultingservices.com